We All Need Insurance

By Ryan Coisson

I worked in an insurance office for four years. I took accident reports as part of my duties. I was happily surprised to learn that very few of the claims included serious injuries and I never had a death while I was working. There are those few people who seem to have accidents quite often and others who go 40 years in between incidents. Regardless if you are a frequent claimant or a rare claimant, when your new car is totaled you are so happy to have insurance to buy you a new one.

We used to be in the later category of rare claimants until our children hit teenage years, then we became frequent claimants to the point where it was embarrassing. It got to the point with our older two children who had so many accidents that the insurance company threaten to cancel us so we had to start paying for the fender benders ourselves. I don't blame them. We went from being perfect clients to nightmare clients. All those years of perfect driving and perfect insurance records destroyed in two years, by two 16 and 17 year old drivers. No one is excited to pay for their insurance, but I never talked to one person who had been rear ended or t-boned in a parking lot who wasn't extremely grateful for their coverage. It doesn't matter if you live in Lubbock, Texas or Lewiston Idaho, insurance is a must, it is the law, and even more important it will save you in times of need. It truly is money well invested.
Arm Northwest ( http://www.insurance.com/ ) is the right place for reliable Lewiston Idaho insurance.

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